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| RETIRE YOUR MORTGAGE... |
| 5 year |
| 7 Year |
| 10 year |
| 15 Year |
| 30 Year |
| Conforming Loans |
| 15 year |
| 20 year |
| 30 Year |
| Conforming High Balance Fixed Rate Product |
| 30 year |
| 15 year |
| Adjustable Rate Mortgages |
| 3/1 ARM |
| 5/1 ARM |
| 7/1 ARM |
| Jumbo Fixed Rate Special |
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RETIRE YOUR MORTGAGE...
with our Short Term Fixed Rate Mortgages. NO CLOSING COSTS!
Maximum Amount: $510,400
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5 year
Term: 5 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 2.875% | 2.875% | 0% |
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7 Year
Term: 7 years
Maximum Amount: $510,400
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10 year
Term: 10 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3.125% | 3.125% | 0% |
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15 Year
Term: 15 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3.25% | 3.25% | 0% |
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30 Year
Term: 30 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3.75% | 3.75% | 0% |
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NO CLOSING COST
***No closing cost options apply to refinance only. Closing costs paid by the lender include appraisal, credit report, document preparation, tax service, and similar fees. You are responsible for property taxes, insurance, and homeowner association dues. The 5 and 10 Year options are subject to an early closure fee up to $1,500, if the loan is closed within 24 months. The 30 and 15 Year options - Loan amounts from $300K to $417K are priced as shown. Loan amounts $250K - $299,999 add .125 to the rate. Loan amounts $200K - $249,999 add .25 to the rate. |
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Conforming Loans
Loan amount up to $510,400. Maximum loan to value of 97% with a minimum credit score of 680.
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15 year
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 2.75% | 3.08% | 1.5% | | 2.875% | 3.1% | 0.75% | | 3% | 3.119% | 0% |
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20 year
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3% | 3.257% | 1.5% | | 3.125% | 3.3% | 0.75% | | 3.25% | 3.343% | 0% |
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30 Year
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3.25% | 3.434% | 1.5% | | 3.375% | 3.501% | 0.75% | | 3.5% | 3.627% | 0% |
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Conforming High Balance Fixed Rate Product
Limits based on Geographic Location
Term: 30 years
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30 year
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| Rates | APR | Points |
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| 3.25% | 3.439% | 2% | | 3.375% | 3.476% | 0.875% | | 3.5% | 3.572% | 0.5% |
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15 year
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| Rates | APR | Points |
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| 2.75% | 2.983% | 1.25% | | 2.875% | 3.056% | 0.875% | | 3% | 3.128% | 0.5% |
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Adjustable Rate Mortgages
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3/1 ARM
The APR for adjustable rate mortgages are based on the weekly average of the 1-year Constant Maturity Treasury rate. The APR's are based on closing cost of $2,500 on loan amounts of $300,000. Adjustable Rate Mortgages include a margin of 2.500% with a maximum cap rate per adjustment of 1% and ceiling rate of 4% over the start rate.
Term: 30 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 2.875% | 3.174% | 0% |
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5/1 ARM
The APR for adjustable rate mortgages are based on the weekly average of the 1-year Constant Maturity Treasury rate. The APR's are based on closing cost of $2,500 on loan amounts of $300,000. Adjustable Rate Mortgages include a margin of 2.500% with a maximum cap rate per adjustment of 1% and ceiling rate of 4% over the start rate.
Term: 30 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3.125% | 3.164% | 0% |
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7/1 ARM
The APR for adjustable rate mortgages are based on the weekly average of the 1-year Constant Maturity Treasury rate. The APR's are based on closing cost of $2,500 on loan amounts of $300,000. Adjustable Rate Mortgages include a margin of 2.500% with a maximum cap rate per adjustment of 1% and ceiling rate of 4% over the start rate.
Term: 30 years
Maximum Amount: $510,400
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| Rates | APR | Points |
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| 3.5% | 3.54% | 0% |
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Jumbo Fixed Rate Special
FICO Score must be 750 or greater
Term: 30 years
Maximum Amount: $750,000
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| Rates | APR | Points |
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| 3.5% | 3.663% | 0% |
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